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Finance Terms and Conditions


By accessing or utilising the finance options provided by Evolution Funding Ltd for CamperKing, you agree to be bound by the following Terms and Conditions: The finance offer is subject to representative Annual Percentage Rate (APR) of 8.9%, contingent upon the specific terms of the loan agreement.
Eligibility for finance options is contingent upon status and approval, with applicants required to be over 18 years old and residents of the UK.

Evolution Funding Ltd reserve the right to require a guarantee or security for the finance agreement as deemed necessary.

It is the responsibility of the applicant to ensure they can afford the repayments for the entire duration of the loan before entering into a credit agreement; failure to meet repayments may result in additional fees, charges, or legal action as outlined in the loan agreement.

The duration and conditions of the loan agreement will be outlined in the contract provided to the applicant upon approval, with any changes to the terms requiring agreement by both parties in writing.

Evolution Funding Ltd reserves the right to terminate or cancel any finance agreement in case of default, breach of contract, or other unforeseen circumstances. By entering into a finance agreement with Evolution Funding Ltd, the applicant consents to the use of their personal data in accordance with relevant data protection laws and Evolution Funding Ltd privacy policy.

These Terms and Conditions are governed by the laws of England and Wales, with disputes subject to the exclusive jurisdiction of the courts of England and Wales. Evolution Funding Ltd, reserves the right to modify or amend these Terms and Conditions at any time without prior notice, with any changes being effective immediately upon posting on the CamperKing website.

Please note that ownership of the vehicle is contingent upon full payment; defaulting on finance payments may result in repossession by the finance provider. Applicants must be 18 years or older to apply for finance, which is not guaranteed and subject to credit checks and individual circumstances. Hire Purchase (HP) finance, subject to status, and finance provided by Evolution Funding. Evolution Funding Ltd address is Thompson Close, Chesterfield, S41 9AZ. They are authorised and regulated by the Financial Conduct Authority for credit brokerage. There FCA firm reference number is 823324. Evolution Funding Limited is a credit broker, not a lender.

Rates will be either fixed or based on your credit score. Fixed rates are based on the lender, by a parameter or several parameters (for example, the advance borrowed, the age of asset or the manufacturer of the asset). Fixed rates are determined by our contractual agreement with the introducing supplier and the supplier cannot change this rate. Credit score-based rates are pre-set and linked to your individual credit rating. Typically, the higher your credit score, the lower the APR you will receive from a credit provider.

We will receive payment from the credit provider for introducing you to them and we will also pay a commission to the introducing supplier or partner. The amount both parties receive could vary by credit provider, which may be a higher amount in relation to certain products compared with other products available.

The lenders, Evolution Finance Ltd work with could pay commission at different rates. However, the amount of commission that we receive from a lender does not influence the amount that you pay to that lender under your credit agreement. Evolution Funding Ltd run several different commission models depending on the arrangements that they have agreed with the lender and in turn agreed with their supplying introducers. The commission received is either a fixed fee or a percentage of the amount you borrow, which means the payment they receive may vary depending on the amount you borrow and the term the loan is borrowed over. This may also mean that the more you borrow the more the introducer is paid. Evolution Funding Ltd, commission, or that of the introducing supplier/partner, will not influence the interest rate that you will pay with a lender.

As described above the amount of commission payable is predetermined. Details on the amount of commission are available on request from your supplier or from Evolution Funding. Please note – If the payment of commission impacts or changes your decision to proceed with the finance you may benefit from knowing the amount of commission payable to Evolution Funding Ltd and the introducer before you decide to proceed with your application.